The Influence of NPL, BOPO, and LDR on ROA on Local Government Banks Registered In OJK in 2018-2020.
Sari
This research was conducted with the aim of analyzing how the influence of Non Performing Loan (NPL), BOPO, and Loan to Deposit Ratio (LDR) will Return On Asse (ROA) through the quarterly financial ratio report on local government banks in the period March 2018 to December 2020. taken from data published by the Financial Services Authority (OJK).
This research is a study conducted with quantitative research methods using secondary data, taken from financial statements, especially financial ratio statements published on the official OJK website.
The tools used in analyzing the data in this study are SPSS 26 and Microsoft Excel using multiple linear regression data analysis methods, with this method shown how the influence occurs between independent variables and variable dependents.
The results of this study showed that simultaneously NPL, BOPO and LDR had an influence on ROA in Local Government Banks which was studied by 74% and 26% others were influences caused by other factors that did not fall into the variables studied in this study. While partial test results showed that NPL had a positive and insignificant effect on ROA, BOPO had a significant negative effect on ROA and LDR had no significant positive effect on ROA.
Teks Lengkap:
PDF (English)Referensi
Alfian, M., Pratiwi, A., & Bima, S. (2021). Jurnal Ekonomi dan Bisnis Dharma Andalas Pengaruh CAR, BOPO, NPL dan LDR terhadap ROA pada PT BANK RAKYAT INDONESIA (Persero) TBK. In Bisnis Dharma Andalas (Vol. 23, Issue 2). www.idx.co.id
Dewi, A. (2017). PENGARUH CAR, BOPO, NPL, NIM, DAN LDR TERHADAP ROA PADA PERUSAHAAN DI SEKTOR PERBANKAN YANG TERDAFTAR DI BEI PERIODE 2012-2016. 1.
Harun, U. (2016). Pengaruh Ratio-Ratio Keuangan CAR, LDR, NIM, BOPO, NPL Terhadap ROA Usman Harun.
Kasmir. (2014). Manajemen Perbankan. PT RajaGrafindo Persada.
Maria, A. (2015). Pengaruh CAR, BOPO, NIM, NPL, DAN LDR Terhadap ROA: Studi Kasus Pada 10 Bank Terbaik Di Indonesia Periode 2007-2011. , 4.
Pinasti, W. F. (2018). The Effect Of CAR, BOPO, NPL, NIM AND LDR To Bank Profitability. www.idx.co.id.
Putra, H. (2020). PENGARUH CAR, NPF,BOPO DAN LDR TERHADAP ROA BANK UMUM SYARIAH YANG TERDAFTAR DI BANK INDONESIA HUTOMO MANDALA PUTRA. www.bi.go.id
Silaen, S. (2013). Metodelogi penelitian Sosial Untuk Penulisan Skripsi dan Tesis edisi revisi .
Suciaty, A., Haming, M., & Alam, N. (2019). Pengaruh CAR, BOPO, NPL dan LDR Terhadap ROA Pada Bank BUMN Yang Terdaftar di Bursa Efek Indonesia.
UU No 10 Tahun 1998 tentang Perbankan
UU No 7 Tahun 1992 tentang Perbankan
www.ojk.go.id
DOI: https://doi.org/10.37531/yum.v5i1.1500
Refbacks
- Saat ini tidak ada refbacks.
Ciptaan disebarluaskan di bawah Lisensi Creative Commons Atribusi-BerbagiSerupa 4.0 Internasional